9Credit Go: Your Gateway to Quick and Easy Loans in Nigeria
9Credit Go is a revolutionary mobile loan app that offers Nigerians convenient and accessible financial solutions.
Whether you need a quick cash infusion for unexpected expenses, a business boost, or to consolidate debt, 9Credit Go has a loan product tailored to your needs.
Navigating the complex world of loan agencies can be overwhelming. 9Credit Go simplifies the process by being a one-stop shop for your financial needs.
They are a direct lender, eliminating the need to deal with multiple intermediaries and ensuring a transparent and streamlined process.
9Credit’s Loan Products and Services
9Credit Go offers a range of loan products to cater to diverse financial requirements:
Microloans: Get instant access to small loans ranging from NGN 5,000 to NGN 20,000 with flexible repayment terms.
Salary Advance: Bridge the gap between paychecks with a convenient salary advance.
Business Loans: Invest in your business growth with flexible loans of up to NGN 50,000.
Personal Loans: Fulfill personal needs or consolidate debt with personalized loan options.
Eligibility Criteria
To qualify for a loan with 9Credit Go, you must:
Be a resident of Nigeria
Be between 20 and 55 years old
Have a valid Bank Verification Number (BVN)
Possess a regular source of income
Interest Rates and Fees
9Credit Go offers competitive interest rates and transparent fees. Their daily interest rates range from 0.05% to 0.075%, leading to an Annual Percentage Rate (APR) between 26.35% and 35.5%. A minimal service fee of 2% is also applied.
Repayment Terms and Conditions
9Credit Go offers flexible repayment terms ranging from 90 days to 365 days. You can choose a repayment plan that fits your budget and ensures timely loan fulfilment.
Customer Service
9Credit Go prioritizes customer satisfaction. Their dedicated customer service team is available 24/7 to answer your questions and address your concerns.
Loan Application Process
Applying for a loan with 9Credit Go is simple and stress-free:
Download the 9Credit Go app from the Google Play Store.
Register for an account using your BVN and other required details.
Choose the loan product that suits your needs.
Enter your desired loan amount and repayment terms.
Submit your application and wait for approval.
Once approved, the loan amount will be directly deposited into your bank account.
Loan Repayment Options
9Credit Go offers various convenient options for loan repayment:
Bank transfer
Debit card
Online payment platforms
FAQs
How long does it take to get loan approval?
Loan approval typically takes 24 hours or less. In some cases, it might be instant.
What are the documents required for a loan application?
Only your BVN and basic personal information are required for loan application.
Are there any hidden charges?
There are no hidden charges associated with 9Credit Go loans. All fees are clearly outlined before loan approval.
What happens if I miss a payment?
Late payments will incur late fees and may negatively impact your credit score. It is important to make timely payments to avoid any complications.
Also Read: NCredit: Your Guide to Easy and Reliable Loans in Nigeria
